GSDC

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Home Programs & Services Housing & Financial Counseling

GSDC's Southwest REACH Center: a one-stop resource for Working Families

GSDC's housing programs and services focus on strengthening the community by providing education, foreclosure intervention counseling, technical assistance, and financial support to the area's homeowners and renters. GSDC is a HUD certified housing counseling agency and provides these services at no cost to our clients .

The GSDC Housing Counseling Division is located at the Southwest REACH Center, a Center for Working Families, at 6155 S. Pulaski, on the second floor of Marquette Bank. Housing and Financial counselors provide first-time homebuyer services, foreclosure prevention counseling, reviews of mortgage transactions, homeowner services and financial counseling to assist residents with budgeting, banking and credit issues. eling, reviews of mortgage transactions, homeowner services and financial counseling to assist residents with budgeting, banking and credit issues.

This new location also provides an array of employment services, including resume preparation, job assistance services and job placements. In addition, screening for Illinois Public Benefits is provided. Through this screening, eligibility for public benefits is determined; applications for the appropriate programs are generated and submitted to the Illinois Department of Human Services. 


First-Time Homebuyer Services

Get ready for homeownership!  Many renters don't realize that it's possible for them to purchase a home. GSDC connects people with the information and resources they need to become first-time home buyers. We offer educational classes, individual counseling, and access to flexible mortgage products to successfully navigate the home buying process.

  • First-Time Homebuyer Classes. Knowledge builds successful homeownership! First-Time Homebuyer Classes help homebuyers learn about budgeting, saving, credit reports, house hunting, working with real estate agents, applying for a mortgage, the closing process, and basic home maintenance.
  • Individual Counseling. Need more personalized help? GSDC's knowledgeable staff helps homebuyers evaluate their mortgage readiness, establish alternative credit, learn to budget and manage money, repair credit, search for a home, compare mortgage products, and much more.
  • Flexible Mortgage Products. Through GSDC's partnership with Neighborhood Housing Services of Chicago, graduates of First-Time Homebuyer Classes can apply for mortgage products with flexible terms that can make purchasing a home easier. We also provide information on a variety of first time homebuyer mortgage products available through numerous financial institutions.

Please email Aimee Navarro, Administrative Program Assistant, or call her at 773-735-6727, extension 11 for more information or to sign up for the next First-Time Homebuyer Class.


Foreclosure Intervention Counseling

Anyone can run into financial difficulties - medical expenses, job loss, and unexpected major home repairs. Homeowners who are having trouble making their mortgage payments should seek assistance quickly since it can make the difference between keeping and losing their home.

This intensive one-on-one counseling provides a thorough analysis of you current situation to assist you in determining the options available. Our goal is to work with you and your mortgage company to try and get you back on track and help you stay in your home.

Please email Aimee Navarro, Administrative Program Assistant, or call her at 773-735-6727, extension 11 for more information.


Small Accessible Repairs for Seniors (SARFS - formerly HRAIL)

The SARFS program helps eligible homeowners 60 years of age and older with minor home repairs, such as improving weatherization, addressing health and safety issues, or increasing security. GSDC staff will perform minor repairs and make accessibility modifications for eligible seniors.

Services through the SARFS program are available to residents of the 13th, 14th, 15th, 18th, 23rd Wards.

To find out if you're eligible for SARFS, please click here.

Please email Elizabeth Salamanca, SARFS Program Manager or call her at 773-436-1000 (Extension 100) for more information or to request an application.


Financial Services

GSDC provides one-on-one counseling and group workshops on a variety of financial topics to assist residents in improving their finances. Areas covered include:

  • budgeting

  • credit

  • banking, including checking and savings accounts

Please contact Aimee Navarro by email or by phone at 773-735-6727 (Extension 11) to schedule an appointment with a financial counselor.